Small business is the backbone of the U.S. economy, and it’s no secret that COVID-19 continues to leave a trail of financial despair in its wake. The JPMorgan Chase Small Economic Activity Research report shows that over 99% of the 28.7 million firms in the U.S. are small businesses, and more than 48% of all U.S. employees work for a small business. Needless to say, providing aid to struggling SMBs should be paramount to most people.